Bonus email 2021 is it real

Top forex bonus list

Or, at a higher bet, you will need to win €4,000. Pay attention that these were sample figures and each casino sets its own wagering limits. The websites use such promos to attract new customers and delight their existing ones. Regardless of which platform you choose, they use a standard bonus system. Let’s discover the main types of irish casino no deposit bonus that you can find on all platforms.

Irish casino no deposit bonuses

Ireland no deposit casino bonus guide for newbies and gambling sharks

Every year more and more industries are moving to the online world, as it is much more convenient for modern people. Gambling has become so connected to the internet that it would seem that casinos work like that all the time. Why go somewhere if you can immerse yourself in the world of exciting games right on your couch?

Today we are going to discuss the specifics of a no deposit casino bonus 2021. Everyone who is just starting their journey in this fascinating virtual world is faced with such an offer. Someone sees a catch in this, while someone rejoices in such gifts. There can be a lot of different suggestions so proceed with this no deposit bonus guide to find out how it works in irish casinos.

The no deposit bonus system

One of the first issues you will face after registering at a particular gambling establishment, is an offer to get some bonuses for free. Novice players can be both confused and intrigued by this offer. However, there are no reasons to hesitate. In short, this is a tool that allows online casinos to attract newbies to try the game. But the mistake of many novice users is that they thoughtlessly use such a proposal.

Usually, these promos are received after registration in the form of money to start the game or free spins. Sometimes online casino free bonus no deposit comes as an opportunity to double your deposit. Let’s say, you will have to put in 100 euros, and you will get 200 euros with this promo offer. It is vital to understand that such offers have their terms and conditions, and you have to get to know them before you start using any of the bonuses offered. Here are a few pitfalls that everyone should know about free signup bonus no deposit casino:

Promo has a validity period (usually no more than 24 hours).

There is a certain limit after which you can get your money withdrawn.

Bonuses can apply both to several games and one specific one.

The key benefits of a no deposit bonus policy

While welcome bonus no deposit is a marketing tool, it can bring real benefits to users. Here's what you can get with these offers:

Check for free how this site works and if it suits you;

Check your game strategy, which is available according to the bonus policy;

Try out the game or any other novelty on the platform;

Get a win without investing your money.

Despite all these advantages, do not forget that such games can cause addiction, and such tempting no deposit bonus can be a trigger for you to plunge into the world of the games. Also, always analyze all the requirements that are attached to such proposals.

The no-deposit bonus types

Ireland no deposit casino bonus guide for newbies and gambling sharks

The no deposit bonus system

The key benefits of a no deposit bonus policy

The no-deposit bonus types

Welcome bonus

Free spins

Reload bonus

VIP bonus system

Mobile casino bonus system

Promotions

How to use free spins bonuses?

How to receive free spins no deposit

The best 3 no deposit slots

Da vinci diamonds

Starburst

Lost vegas

Is it vital to check wagering requirements?

The websites use such promos to attract new customers and delight their existing ones. Regardless of which platform you choose, they use a standard bonus system. Let’s discover the main types of irish casino no deposit bonus that you can find on all platforms.

Welcome bonus

This no deposit bonus is provided after you complete the registration process. Sometimes these bonuses can be provided as a chance to play a certain game for free, or they will allow you to double your deposit.

For instance, you have to replenish your balance with 100 euros, and then 200 euros will appear on your account. Take note of the requirements that go with each bonus, as they have their terms of use and amounts to win that can be withdrawn for real money. Also, remember that such bonuses have a validity period. Usually, after you receive an offer, it will be valid within 24 hours, and if you do not use it within these terms, then you will not be able to use it again.

Free spins

You can receive such an offer not only upon registration but also once a week or a month. The frequency of these offers will depend on each casino and its loyalty programs.

The conditions under which such an offer is provided also depends on where you play. Some platforms provide such gambling offers for several games to choose from and others for a specific one. Also, this bonus may have conditions. For example, you have to put 50 euros into your account and then you will receive 50 free spins no deposit. Always pay attention to the conditions and requirements of such bonuses, as they may not always carry real value for the player.

Reload bonus

Reload bonuses can be offered to you every time you make a deposit for a certain amount. For example, you can get 20 free spins after you deposit €100. Each time it is different depending on the sum of your deposit. Well, and accordingly, each platform has its conditions, but you may get this type of bonus almost in all gambling institutions.

VIP bonus system

Online casino ireland no deposit may be available not only for new players but also for those who constantly use a particular platform. Conscientious casinos strive to win the loyalty of their customers, so they try to provide all kinds of goodies. In fact, those players who constantly use the platform and place high bets are considered to be VIP clients. As a rule, they have more flexible withdrawal conditions, better service experience, and so on.

Mobile casino bonus system

Modern casinos strive to win as many customers as possible, therefore, they provide special conditions for those who use the platform from smartphones or other gadgets. There can be additional bonuses for mobile users and very often they are really beneficial for players. However, not all platforms can advertise such a mobile promotion system, so try to find this information in a specialized section or even test the platform from a gadget.

Promotions

Every time a new game appears on the platform, and a special advertising campaign can be created for it to draw the attention of players to the new product. It can be both spins and an occasion to play for free. They are usually short-term and have a limited duration, or available to the first 10-20-100 players to grab. Also, casinos may offer additional bonuses in connection with the upcoming holidays.

How to use free spins bonuses?

It couldn't be easier. If your no deposit bonus includes free spins, then all you need to do is activate your bonus code, choose the slot machine you like best and use the available spins. If you enjoy this experience, you can make a real deposit and increase your chances of winning.

How to receive free spins no deposit

How do you get such tempting offers? So, the first thing to do is to register on the platform. Then you will receive an email with a link to the bonus. This link will need to be activated in your letter if you plan to use the bonus. Always pay attention to the use of the terms of the offer as well as the validity period of it.

Read the conditions of the bonus, then you have to activate it and start the game. As for the ways to get some free spins again, it will depend on the loyalty policy of each casino. Usually, platforms tend to reward their players with weekly bonuses. But, as we have stated sometimes additional free spins become available after replenishing your balance for a specified amount.

The best 3 no deposit slots

If you are interested in a free no deposit bonus and would like to try them out but do not know which game to start with, then this choice can take a very long time. Let’s consider three games, which implies the presence of bonuses and fascinating themes, so as not to waste time searching.

Da vinci diamonds

This slot is the creation of IGT, where you can interact with twenty lines on five reels. Both diamonds and da vinci's portraits will be displayed here. This slot offers several bonuses in the form of spins.

Starburst

This popular game is the brainchild of netent and has five reels and ten pay lines. You will surely enjoy this highly popular star-themed game.

Lost vegas

This game is based on five reels with 243 lines from microgaming. The theme of the game is zombies. However, the competitive advantage of this game is that users can choose from several game modes.

Is it vital to check wagering requirements?

Every no deposit bonus that the casino offers to its customers has its requirements. The main point that you should pay attention to is wagering requirements. Each platform puts forward its specific conditions but all of them have some common features. Let’s analyze the example.

Depending on the rates, such offers may work in different ways. For example, if you receive €100 on your deposit as a part of a bonus, then you will need to reach €1000 on your balance to receive the reward and get it delivered to your bank account. Or, at a higher bet, you will need to win €4,000. Pay attention that these were sample figures and each casino sets its own wagering limits.

Beginners are advised to choose casinos with lower rates since it will take you some time to figure out how everything works. Higher stakes suit avid gamblers and VIP clients.

However, do not forget that such bonuses are a good opportunity to test both the platform and certain games. If you do not focus on withdrawing payment faster, then do not pass by such bonuses, they will allow you to get a gaming experience without investing your funds.

Still have questions? Below are the explanations for the most common ones.

Are there any low wagering bonuses?

You can go to the bonuses section on the platform's website to find out about the available bonuses. Based on the experience of numerous players, there is another interesting method for finding such offers. You can contact support to inquire about current offers.

You can also search for cashback and other offers for each specific casino on the internet. Many gambling aggregators display a list of all relevant offers for each casino website. Such websites strive to provide only verified information and list the best online casino no deposit bonus.

Is it real to withdraw bonus winnings?

All casinos provide an opportunity for their customers to withdraw money they won using their free bonuses. However, each bonus offer has its conditions when it comes to withdrawing the winnings. Therefore, carefully read the requirements for each bonus and the conditions you should follow to withdraw your money.

Is it possible to get bonuses from various casinos?

In order to receive such offers from all kinds of casinos, you simply have to sign up on different platforms. Then you will receive offers to your email or will see a popup ad immediately on the platform. However, remember that you can receive such bonuses once on each platform.

Some players start to use the same platform only under different accounts. But in order not to get blacklisted, you should use the real data of other people. If you simply make a fraudulent mail, then the casino will be able to start verification checks, and besides the fact that you do not withdraw money, you will be blacklisted. Note, you will not be able to play not only on this platform but even on the others.

How to get irish casino bonus codes?

If you want to get no deposit bonus codes, you should register on a specific platform and get to know the conditions of bonus programs. Such codes are usually delivered right to your email. But the network is full of sites that post relevant bonuses and offers on their sites. So if you want additional bonuses, you can search on similar sites.

What to do if I haven’t received bonus offer?

If you used an active email address but did not receive a no deposit bonus email, then check the spam box. If you don't find anything there either, then contact the platform support service and report your problem. The casino is interested in your loyalty to the platform, so they will do their best to fix this problem.

Forex no deposit bonus brokers in 2021

Here is the list of top forex brokers with free initial deposit in 2021 with no deposit bonus from $20 to $20,000 and start trading with a real account and keep profits.

What is A forex no deposit bonus? Is it real?

Let’s make sure you know what exactly the forex no deposit bonus is before we get into anything else.

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After all, you’re always putting some of your money on the line even though you’re getting a lot.

But it always helps to do your homework in advance and to make sure you understand what you are getting into.

The forex no deposit bonus is so-called because before earning it, you are not obligated to make any deposit.

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It is also given to welcome you onboard only once.

It used to be very popular in the past for individuals to get a free bonus for forex trading.

It was an intelligent way for brokers to motivate their clients in the future to position further trades with them.

Fortunately, the notion of a free bonus without deposit is still very popular.

Can you withdraw profits from the forex no deposit bonus?

Yes you can but it depends or varies from broker to broker, be sure to ask the support team.

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Forex no deposit bonus brokers:

broker name	bonus size	expiry date
penguin boom giveaway	$50 no deposit bonus	on going
ambroker	$50 welcome bonus	on going
XM broker	$30 no deposit bonus	on going
freshforex	$2020 no deposit bonus	on going
roboforex	welcome bonus 30 USD	on going
fxopen	welcome bonus $10	on going
AGEA	$5 no deposit bonus	on going
instaforex	$1500 no deposit bonus	on going
fortfs	$35 no deposit bonus	on going
FBS	$100 no deposit bonus	on going
tickmill	$30 welcome account	on going
grand capital	$500 no deposit bonus	on going
forex.Ee	$15 welcome bonus	on going
errante	$40 welcome bonus	on going
npbfx	$100 no deposit bonus	on going
gem forex	$200 (20,000 yen) no deposit bonus	on going
templerfx	$30 no deposit bonus	on going
wforex	$10 welcome bonus	on going
superforex	$50 no deposit bonus	on going

no deposit forex brokers

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Expose what is the meaning of forex no deposit bonus. You gain a real forex trading account with original money on it no deposit required from your side

Youвђ™re probably interested in forex live trading. It is a good way to increase your wealth if you have the right skills and knowledge about the industry as a whole. However, itвђ™s worth to mention that there are a lot of pitfalls in forex trading. If you fail to become an expert in trading before investing large sums of money in it, you may be leading yourself towards financial ruin.

Now, sure, you have read dozens of articles on forex and how to make a profit on it. You have seen dozens of people talk about their immense fortunes earned by trading. What you havenвђ™t seen is thousands of people who only suffered losses when they started trading. Donвђ™t become one of them, trade with skill.

You canвђ™t get experience unless you fail. But how do you get trading skills if you donвђ™t want to lose your own money to learn? The answer is to get a no deposit forex bonus on a forex trading platform.

It is a free bonus (no deposit required) with no deposit required and no strings attached. You just have to register to get anywhere from $30 to $500 for free to get you started in trading. Make sure you don't waste the money and work hard to learn the basics.

Is bonus with no deposit on forex a scam?

While the industry has seen some fraudulent projects, most places that offer trading bonuses with no deposit are trustworthy. The thing is there are so many trading platforms that they have to compete against each other to win new paying customers. Giving away some free money for you to learn how to trade is only beneficial for them.
Profit from their offers. Browse the list of trading platforms that offer no deposit bonuses and chose the most beneficial option fo you.

Forex no deposit bonus is risk free and deposit free bonus. You don’t need any deposit, the broker will give you bonus after opening a new account. Just you need to register with a forex broker and verify your account. Then you can start your live trading.

This how forex broker makes their potential client. Forex broker utilizes no deposit bonuses to pull in new customers, particularly in the event that they are new brokers, to expand their demographic as quickly as conceivable which is the reason they offer such free rewards.

Presently, forex trading becoming more popular, so there are too many traders and they want to start deposit free welcome mean no deposit bonus. Luckily, there is various forex broker offering no deposit bonus for beginners. They offer amazing bonuses, often $5 USD to 100 USD.

How free bonus is important?

Most of the brokers offering bonus. In any case, the greater part of them is unregulated. They are doing it is a great way to find new clients and they can’t find another good way. But regulated forex broker is good they offer some good bonuses for a newbie to familiar with live trading and their trading platform. We reviewed unregulated forex broker offer a free bonus with too many conditions and trading period is very short like 15 days, 20 days maximum 30 days, also you can’t withdraw the bonus, you have to trade required standard lot volume within a short time. Also, you fell trouble with leverage, the maximum amount of withdrawing and withdrawal method and other things. Then?

However, forex free reward is significant for currency traders. A regulated broker always offers a good bonus with some easy conditions to familiar with them. I think finding a trustable broker is important, so a beginner can join with a regulated broker bonus and they have to check some important factors like leverage, speared, fees and commissions and other things. One other thing is a security issue and trading platform.

So you already got it free bonus is important and joining with a regulated broker is better.

In this case, if you are a newbie in this forex trading market, obviously you can start with a free no deposit bonus. Forex is an extremely entangled and professional market, you need some experience to success on trade. In this case, if you are new in the FX market, utilizing a free reward can enable you to make some profit and increase some knowledge on how the market actually work you can make money more.

When you get familiar with your way (strategy, techniques), you don’t need the free reward again. You'd have the option to trade and make plenty of benefits by live trading. Moreover, experience traders, sometime takes a free bonus to multiply their profit and test a new strategy.

Terms and conditions for free forex bonuses

The different broker set different terms and conditions. There are a lot of terms and conditions in a free bonus, some terms and conditions are really hard. Like you have to trade a certain number of standard lot volume to withdraw profit. But there have also some good trader they regularly making money with this free bonuses. They use tricky techniques, they always hunt bonus presenting a website to choose an amazing bonus. The choose bonus then joins, start trading make some money, and build up their special strategy.

On the other hand, some other brokers will give you one time to withdraw conditions. Some will ask to deposit for withdrawing and some will say to start live trading and internal transfer your amount.

Discover more about the free bonuses

You have learned a lot already from here, but sometimes beginner asks some question us this like:

Is forex free bonus is a welcome bonus?

Actually, most of the time broker gives the bonus after joining with them so you can say it is forex welcome bonus.

Also, some reputed broker gives a bonus to their old clients and new clients, its deposit bonus like a 20% deposit bonus. Example: a trader after deposit $100 the broker will give $20 and the trader will able to trade with $100.

Does forex broker give no deposit bonus without verification?

Yes! Usually, a broker doesn’t provide the free bonus without verification. First things you need to fill-up at least your name and email, you have to confirm your email id for the complete creation of account.

Usually, the broker wants some individual data like ID card, passport or utility document after opening or before withdrawing profit.

But sometimes it happens that forex broker offers no deposit bonus without any verification.

Can I make money with a free bonus?

Why not? The broker gives the bonus to trade on the real market. It totally depends on you, if you can make some profit it’s obviously yours. But we suggest free bonus for newbie and learn something and for familiar with real market trading and for preparing themselves for the future.

So you can make with free bonus and withdraw it after meeting the terms and conditions.

What is the best thing in a free bonus?

The best thing is if you have a no fund you can start live trading, you can learn new thing and if you can make some profit further you can trade it with a forex deposit bonus that will boost your trading capital.

So you have to start with a free bonus wisely.

Conclusion

Forex no deposit or deposit free trading bonus is a kind of blessing for a newbie, they can start live trading with it easily. Here is some good opportunity will help you to take a decision to choose a free bonus.

You can start live trading without any deposit

You can change your broker platform of a broker

You can earn some money and grow your confidence

You can change your trading instruments (currency pair, stocks, indices, share, commodities, and crypto currency)

You can start trade without pressure and risk free

You can develop your trading plan, strategy, and pattern

So you may say the free bonus is a really good opportunity to learn real forex trading, familiar with live trading environment and prepare yourself to take the challenge (forex trading contest)

Drakemall review

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You have enough chances to get something awesome and if you do not believe it is for real or think that this is a scam — you can easily check all unboxing materials here. We checked these videos and they are not fake.

What is drakemall actually

In this review we want to tell you not only about the case opening side of drake mall. On the other hand drakemall is a great online shop like amazon. You can order and buy any goodies without testing your luck. Of course, this is not the only online shop and you can buy in other local or worldwide sites

Drakemall bonus codes

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With our promo code "BOX100" you can get a 100% free bonus for your first time deposit (only for new players). This means that for example when you deposit $100 you will get $200 on your balance and buy any stuff with a great discount. Also, on drake mall you can purchase a subscription to be able to open a free mystery box every day. This is also a great opportunity to test your luck on a subscription basis.

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Drake mall is a 101% legit, safe and customer oriented website. More than 2.5 million users have already tried drake mall. Almost 3 million cases have been opened and the winning prizes cost more than 10 million dollar. So take your piece of cake, head to the drakemall site and try to test your luck or just buy something cool with a good price. And don't worry, if you have any troubles with the site, you can contact online support 24/7, and they will help you via live chat, email or phone call. Good luck!

5 scary whatsapp scams you need to avoid

Latest scam: 1000GB free of internet to stay at home during the coronavirus crisis

Whatsapp messenger is a great instant messaging app for smartphones that can be used to send texts, images, video, and audio media messages. Recently, it has reached 2 billion users, but you probably knew that already. However, criminals came up with more ways than you know to trick the app’s users – from promising 1000 gb of internet for free to stay home during the COVID-19 crisis (the newest scam, see below) to upgrades to a non-existent whatsapp gold version. Don’t be one of the victims. Let’s take a look.

There are five types of whatsapp scams that are very common these days. Let’s take a look:

1. Whatsapp fake admin

First, if you have whatsapp installed on your mobile, you might receive an email or a text message claiming to be sent by the whatsapp admin. They are inviting you to add on services or subscribe for updates, without you knowing that clicking on the link provided will give the scammers approval to list you on a premium phone line. That means you’ll be charged hundreds of dollars, regardless of where you live.

Watch the video below to see exactly how the text message variation scam works and what the message says:

2. Whatsapp new feature upgrade

This second variation of the scam is the newest one. As you probably know, whatsapp has a feature that lets you make voice calls. This seems to be the most awaited whatsapp feature, and scammers are cashing in on the massive usage.

As you need to have the latest version of the messenger installed on your phone to update the feature, crooks nowadays spread a phishing message along the lines: “please click here to update the voice calling feature on whatsapp” while a compromised link is provided, leading you to download unwanted software.

3. Download whatsapp gold version

Whatsapp users are reporting receiving a message encouraging them to switch to a premium version of the app named whatsapp gold. “hey, finally secret whatsapp gold version has been leaked. This version is used only by big celebrities. Now we can use it too. Click here for the whatsapp gold download option”, says the message.

However, the bogus whatsapp gold contains malicious software that tracks users and steals their data. The message introducing you to this version invites you to access questionable websites such as goldenversion.Com.

4. Whatsapp missed voicemail message

In this fourth variation of the whatsapp scam, via e-mail, crooks inform you that someone left a voicemail for you. As a courtesy of their services, the email provides you a button called ‘play’, where you can listen to your message.

Thinking that this might be a new feature that whatsapp developed, chances are you might want to click on the ‘play’ button. What will happen is you will be taken to a malicious website that will download and install a file called “browser 6.5” on your android phone. If users then click the “agree” button in the “browser”, text messages will be sent to premium rate phone numbers. The scammers will also try to convince users to download another malicious app.

This scam does not work on macs, as “browser 6.5 is not compatible with your computer”. However, if you are using a jailbroken iphone, you will also download the malicious file, as jailbroken phones cannot be protected.

5. 1000 gb of internet for the COVID-19 crisis

The latest whatsapp scam promises the users 1000 gb of internet for free to encourage them to stay home during the COVID-19 crisis (see below). If you click the link, you will be taken through a series of questions, as a survey on COVID. After answering, you are required to” invite 20 friends to stay at home, in order to get the same ‘deal’. Ignore!

BONUS: investing in whatsapp stocks

Let’s say you may be interested in buying stocks online, stock trader opportunities, dividend stocks, or simply looking to find the best way to buy penny stocks. One day, you may be receiving a text message along these lines:

“hi, it’s ed at goldman sachs [insert any name, for both person and well-known investment banking firm]. I hope the family’s good. Listen, my guy sent me a message saying AVRN is going to a dollar so if you want to make a move and buy it you should do I now. Text me later, let me know how it goes.”

This message comes to you from a person that you don’t know, but he makes it look like he sent it to the wrong person by mistake. This way, you would be let into a big secret and given a rare chance to get involved in the penny stock trading.

The AVRN (digital currency company) message above made its rounds recently being sent to thousands of people at once, raising AVRN’s shares to a high number, only to crash later on.

It is what is known as a ‘pump and dump’ scheme, where someone promotes a stock they hold, driving up the price based on artificial interest, and then sells before everyone realizes the interest was just manufactured.

In this case, the message was sent on social media platforms and apps such as whatsapp, viber, facebook, and so on. You may be receiving a similar message featuring a different publicly-traded company that you might want to invest in (via the ‘pump and dump’ scheme).

Watch the video below to see these 5 whatsapp scams in video format, too:

Whatsapp scams: how to avoid

Whatsapp does not have a voicemail email notification. Do not click ‘play’ or “listen”. Period. On the other hand, do not download or upgrade anything that comes from external links until the whatsapp app sends you the official message for upgrading via itunes or googleplay.

Last but not least, when it comes to putting money on whatsapp stocks, unsolicited investment advice should never be followed.

Whatsapp scams: how to report

Make your family and friends aware of this scam by sharing it on social media using the buttons provided. You can also officially report the scammers to the federal trade commission using the link below:

How to protect yourself more:

If you want to be the first to find out the most notorious scams every week, feel free to subscribe to the scam detector newsletter here. You’ll receive periodical emails and we promise not to spam. Last but not least, use the comments section below to expose other scammers.

Recommended reads:

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Drakemall review

Drakemall free bonus

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Is it real to get a prize

What is drakemall actually

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Real time information (RTI): the basics

Bryan collins creates content that helps businesses scale up. Find him just outside dublin or on twitter or linkedin.

Real time information (RTI) is the most significant change ever made to PAYE. An improved way of reporting, RTI is designed to make PAYE submissions more efficient – meaning you’ll need to submit information to HMRC in real time, every time you pay employees.

What is real time information?

Real time information doesn’t change the way you calculate PAYE; it just means you’ll need to make more regular submissions. RTI was introduced in 2013.

Each time you pay your employees, you’ll need to submit PAYE information to HMRC, rather than just once a year at payroll year end.

Following concerns over the impact of RTI on small businesses, rules of reporting were temporarily relaxed.

But from october 2014 those relaxed rules were lifted and small businesses need to start reporting each time they pay their employees – not just on a monthly basis.

You’ll still need to process PAYE in the same way but you’ll need to submit the payroll information to HMRC on or before the day you pay each of your employees.

Paying the nation

Want to know how to pay your employees with ease while keeping up with the latest payroll legislation? Request a call back and learn more.

You have to…

How do I submit information to HMRC?

You’ll need to do this using a full payment submission (FPS). If you have payroll software it will generate the required reports and submit your payroll information online to HMRC.

If you don’t need to pay any employees in a particular tax month, you’ll have no FPS to send to HMRC. You must notify them by sending an employer payment summary (EPS) by the 19th of the following tax month. This will make sure HMRC don’t wrongly send a penalty notice because they were expecting an FPS from you.

Read more about payroll

What happens if I don’t submit to HMRC?

HMRC will penalise any employer not submitting a full payment submission or employer payment summary on time. They’ll also penalise you if your payments are late.

Outsourcing

If you’re outsourcing your payroll be mindful that submitting RTI is still your responsibility. Ask your provider how they’re complying with RTI and if it means any changes for your business.

Managing in-house

Ask your payroll software provider if they’re RTI-ready. It’s essential you make sure you’re using software that’s legally compliant with the support you need to submit PAYE in real time.

Common RTI pitfalls to be aware of

There are two areas you need to consider when dealing with RTI. They are:

The late filing of in-year full payment submission and employer payment summary details.

Getting the details correct. Different elements of pay might need different tax and national insurance treatments. When it comes to getting the calculations right, attention to detail is key. The likes of sick pay, expenses and pension payments need to be dealt with in the correct way.

If your employees have different working patterns, make sure you reflect them in your payroll processing.

What RTI means for your employees

Your employees will benefit from RTI as it helps to improve the accuracy of tax codes during the year. This results in fewer members of your staff having to pay additional tax when you get to the end of the year. In addition, any overpayments or underpayments will be smaller in value.

Editor’s note: this article was published in august 2017 and has been updated for relevance.

The ultimate guide to payroll compliance

Facing the challenge of keeping up with payroll compliance? Read this guide for essential tips to make sure your business complies with the relevant payroll legislation.

General interview discussion and questions - 2021 entry

Eleanor rigby

Member

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Ucatboy

Regular member

Are you guys both in year 12? Since you're going to be applying for uni courses anyway (which requires payment of a tertiary admissions fee), it costs nothing to add medicine or any other course for that matter to your preference list. The worst thing that can happen is that you don't get an interview/offer, in which case you have your other preferences to fall back on

there appears to be no opportunity cost of applying for medicine, unless of course you count the preference slots they take up (some admissions centres like VTAC give you 8 preferences which is more than enough imo).

I'm not sure what you mean by the situation of "oh it's you again" from the interview panel, would you be able to elaborate?

Eleanor rigby

Member

Some guy

Member

Wouldn't think so. The panels aren't always the same people; they see a lot of (very similar) applicants, and there's plenty of people who apply more than once so even if they remember someone from a previous year this would hardly be unusual.

On the off chance that any particular panel member did recall someone from a previous year, its also possible this could be an advantage as proof of their commitment. Obviously if an applicant behaved like a complete lunatic in the interview they might damage their future chances, but presumably your mate isn't going to do that.

Overall I'd say don't let this concern get in the way of an application.

Dotwingz

Irregular member

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Ucatboy

Regular member

The chance of meeting the same interviewers from one year to the next seems implausibly low. Often times the interviewer "panel" is not fixed and the actual members it consists of changes each year. For example, uadel will invite one member of the community (not necessarily someone in the medical profession) to be one of the two interviewers who ask you questions, and I assume that there will often new community members taking part for the first time, who obviously won't know you from last year or whatever.

Regardless, I don't think this should be a concern. What you're describing is kind of a paradox: your friend doesn't want to sit this year's interviews out of fear that he'll do poorly and have to re-sit next year with a poor impression (very, very unlikely). But if he doesn't sit any interviews this year, he'll miss 100% of the shots he doesn't take - in this case, the chance of receiving a med offer. Tell him he's overthinking it hahah and to just try his best.

Moderator

Firstly, disregard worrying about “will they remember me”. As someone else mentioned, unless your mate does something so outrageous they become held up as an example of ‘what not to do’, it’s utterly a non-issue.

And secondly, an old MSO regular used to say “the best prep for UMAT is UMAT”, and I agree completely with the sentiment. The thing most likely to prepare you adequately for a challenge is doing that challenge. If your mate doesn’t attend any interviews they may go on to receive this year for fear of their UCAT not being competitive, they miss out on any opportunities to prepare for next year’s interviews. For people with minimal experience sitting high-stakes interviews (and even for those who have lots), mmis are unusual and panel interviews their own kind of daunting. The best way to wrap your head around what is required is to experience them. If absolutely nothing else (and assuming the $$ of attending isn’t prohibitive), sitting interviews as practice for interviews can be hugely beneficial.

Eleanor rigby

Member

Yeah you're right. I think at that point all applicants would be similar.

Yeah good point, now all we have to do is wait & see. First, test statistics, paperwork, invites

, interviews

, more waiting & home stretch I guess.

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